About California Life and Disability, Inc.
California Life and Disability, Inc. has been an income protection specialists for small business owners and professionals in the San Francisco Bay Area for over 20 years.
Insurance is detailed in what it can accomplish and simple in the mechanics. We break down life insurance into plain easy to understand concepts.
Using modern day living benefits life insurance, we protect our client's income throughout the different stages of their lives:
We bring heart, integrity and experience in helping people protect their income while working and in retirement.
Life insurance can protect your income while working and in retirement
During the working years, if you become sick with a major illness your income will drop. A living benefits life insurance policy offsets the income deficit by advancing life insurance policy benefits early.
In retirement, high long term care costs can drain valuable savings and investments. A life insurance policy structured for long term care can save assets for what you want to do, enjoy retirement.
A Terminal illness such as:
late stage cancer
congestive heart failure